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Airbnb Profit Calculator Spreadsheet: The Formula, a Worked Example and Break-Even Occupancy

By Roger Ramey· Updated · 9 min read· Every number shows its working

Short answer

Airbnb profit = (booked nights x nightly rate + stays x cleaning fee) minus the platform fee, per-stay costs (cleaning, supplies) and 12 months of fixed costs. At an assumed $165.00 a night, 62% occupancy and $2,400.00 a month in fixed costs, that leaves $6,827.16 a year. Break-even occupancy is 50.12%.

On this page
  1. What is the formula for calculating Airbnb profit?
  2. Try the Airbnb profit calculator (free, no signup)
  3. Worked example: how much profit does one Airbnb make?
  4. How to calculate break-even occupancy for an Airbnb
  5. How the Airbnb service fee changes your profit
  6. How to build an Airbnb profit spreadsheet in Excel or Google Sheets
  7. Spreadsheet vs AirDNA-style calculators: which should you use?
  8. Common mistakes in Airbnb income calculations
  9. Step-by-step
  10. FAQ

What is the formula for calculating Airbnb profit?

Airbnb profit is gross booking revenue minus the platform fee, minus costs that happen every stay, minus costs you pay every month whether anyone books or not. Written out as spreadsheet rows, it is five lines.

  1. Booked nights = 365 x occupancy %.
  2. Stays = booked nights / average stay length.
  3. Gross revenue = booked nights x nightly rate + stays x cleaning fee.
  4. Variable costs = gross x platform fee % + stays x (cleaning cost + supplies) + gross x management %.
  5. Net profit = gross - platform fee - variable costs - fixed costs x 12.

The split between per-stay and fixed costs is the whole game. Per-stay costs grow with bookings. Fixed costs (mortgage or rent, insurance, utilities, internet, software) arrive even in an empty month. Most free Airbnb calculators online estimate revenue from comparable listings; they rarely show this cost split line by line, which is why a spreadsheet you can audit is worth having. I build the math; I am not a host, and nothing here is financial or tax advice.

Try the Airbnb profit calculator (free, no signup)

Enter your own nightly rate, occupancy, stay length and costs. The calculator below runs the same formula as the worked example and the Airbnb profit calculator spreadsheet, so you can check one against the other.

Start with a conservative occupancy, not the best month you have seen. Then push it up and down 10 points to see how thin the margin is.

Worked example: how much profit does one Airbnb make?

With the assumptions below, the listing books 226.3 nights across 75.43 stays, grosses $44,505.67 and nets $6,827.16 a year, or $568.93 a month. Every input is an assumption for illustration; replace each one with your market's numbers.

Worked example: Base case: one listing, split-fee (3% host fee). All inputs are assumptions.

Inputs (assumptions — replace with your own) and results
ItemValue
Average stay (nights) (input)3
Cleaning fee charged per stay (input)$95.00
Platform fee % (input)3%
Cleaning cost per stay (input)$85.00
Fixed costs a month (input)$2,400.00
Supplies per stay (input)$15.00
Management % (input)0%
Nightly rate (input)$165.00
Occupancy % (input)62%
Booked nights226.3
Stays75.43
Gross revenue$44,505.67
Platform fees$1,335.17
Per-stay costs$7,543.33
Fixed costs a year$28,800.00
Net profit a year$6,827.16
Net profit a month$568.93
Break-even occupancy50.12%

Computed with the same formulas as the free calculators on this site. Change any input in the calculator above to see your own numbers.

Here is where the $2,400.00 a month of fixed costs came from. Again, these are placeholder amounts, not market data.

Assumed fixed costs for the example listing (per month)
Fixed costPer month
Mortgage payment (principal + interest)$1,450
Property tax$210
Short-term rental insurance$180
Utilities (power, water, gas)$240
Internet and streaming$85
Pricing / messaging software$35
Repairs reserve$150
Furniture and linen replacement reserve$50
Total$2,400

One detail the table exposes: the guest pays a $95.00 cleaning fee, but after the 3% fee the host keeps $92.15, while the clean costs $85.00 plus $15.00 of supplies. Each stay loses $7.85 on turnover. That is not fatal, but it means short stays are worth less than they look.

How to calculate break-even occupancy for an Airbnb

Break-even occupancy = annual fixed costs / (net earned per booked night x 365). In the example that is $28,800.00 / ($157.43 x 365) = 50.12%. Below that occupancy the listing loses money every year.

Net earned per booked night is the nightly rate after the platform fee, plus the cleaning-fee surplus (or minus the loss) spread across the nights in a stay:

This one number answers "how to calculate if an Airbnb will be profitable" faster than any revenue estimate: if the occupancy you can realistically hold sits only a few points above break-even, one slow season wipes out the year.

Net profit at different occupancy levels (example inputs, split fee)
OccupancyGross revenueNet profit a yearNet profit a month
40%$28,713.33-$5,814.73-$484.56
45%$32,302.50-$2,941.57-$245.13
50%$35,891.67-$68.42-$5.70
55%$39,480.83$2,804.74$233.73
62%$44,505.67$6,827.16$568.93
70%$50,248.33$11,424.22$952.02
75%$53,837.50$14,297.38$1,191.45

Each 5 points of occupancy moves profit by roughly $2,873 a year here. That slope, not the headline revenue, is what you are buying.

Worked example: Same listing, split fee, but occupancy drops to 45%.

Inputs (assumptions — replace with your own) and results
ItemValue
Average stay (nights) (input)3
Cleaning fee charged per stay (input)$95.00
Platform fee % (input)3%
Cleaning cost per stay (input)$85.00
Fixed costs a month (input)$2,400.00
Supplies per stay (input)$15.00
Management % (input)0%
Nightly rate (input)$165.00
Occupancy % (input)45%
Booked nights164.25
Stays54.75
Gross revenue$32,302.50
Platform fees$969.08
Per-stay costs$5,475.00
Fixed costs a year$28,800.00
Net profit a year$-2,941.57
Net profit a month$-245.13
Break-even occupancy50.12%

Computed with the same formulas as the free calculators on this site. Change any input in the calculator above to see your own numbers.

How the Airbnb service fee changes your profit

Airbnb's own help centre describes two fee structures. Under the split fee, "most hosts pay a 3% service fee" and the guest pays a separate fee. Under the single fee, the whole fee comes out of the host payout and "most hosts pay 15.5%" (Airbnb Help Centre: Airbnb service fees). The same page says the single fee is mandatory for most hosts, including hosts who use property management software, so check the fee line on your Earnings page before you pick a number.

Worked example: Same listing on a single (host-only) fee of 15.5%, prices unchanged.

Inputs (assumptions — replace with your own) and results
ItemValue
Average stay (nights) (input)3
Cleaning fee charged per stay (input)$95.00
Platform fee % (input)15.5%
Cleaning cost per stay (input)$85.00
Fixed costs a month (input)$2,400.00
Supplies per stay (input)$15.00
Management % (input)0%
Nightly rate (input)$165.00
Occupancy % (input)62%
Booked nights226.3
Stays75.43
Gross revenue$44,505.67
Platform fees$6,898.38
Per-stay costs$7,543.33
Fixed costs a year$28,800.00
Net profit a year$1,263.96
Net profit a month$105.33
Break-even occupancy59.39%

Computed with the same formulas as the free calculators on this site. Change any input in the calculator above to see your own numbers.

Holding the price at $165.00, the switch from 3% to 15.5% raises fees from $1,335.17 to $6,898.38 and cuts net profit to $1,263.96. Break-even occupancy climbs to 59.39%. Under the single fee the guest no longer pays a separate service fee, so the listed price can usually move up without the guest's total changing much; model both prices in your sheet rather than assuming either.

How to build an Airbnb profit spreadsheet in Excel or Google Sheets

Put inputs in one column, results in another, and never type a number into a result cell. The layout below matches the formulas further down.

Suggested cell layout for a one-listing Airbnb profit sheet
CellInput or resultExample value
B2Nightly rate$165
B3Occupancy % (as a decimal)0.62
B4Average stay (nights)3
B5Cleaning fee charged$95
B6Platform fee % (decimal)0.03
B7Cleaning cost + supplies per stay$100
B8Fixed costs a month$2,400
B10Booked nights=365*B3
B11Gross revenue=B10*B2+B10/B4*B5
B12Net profit a yearsee formulas

Gross revenue

=365*B3*B2+(365*B3/B4)*B5

B2 = nightly rate, B3 = occupancy as a decimal, B4 = average stay, B5 = cleaning fee charged.

Net profit a year

=B11*(1-B6)-(365*B3/B4)*B7-B8*12

B11 = gross revenue, B6 = platform fee decimal, B7 = cleaning + supplies per stay, B8 = fixed costs a month.

Net earned per booked night

=B2*(1-B6)+(B5*(1-B6)-B7)/B4

The amount each booked night contributes toward fixed costs.

Break-even occupancy

=B8*12/((B2*(1-B6)+(B5*(1-B6)-B7)/B4)*365)

Format the cell as a percentage. Returns 50.12% with the example inputs.

Add a second tab with one row per month so you can enter real bookings as they land and compare them against the plan. The companion guide on an Airbnb expense spreadsheet covers that tracking layout and the cost categories in detail.

Spreadsheet vs AirDNA-style calculators: which should you use?

Use a data tool to estimate the nightly rate and occupancy; use a spreadsheet to turn those estimates into profit with your own costs. They answer different questions.

Revenue-data tools vs a profit spreadsheet
QuestionAddress-lookup calculator (AirDNA, Rabbu type)Your own spreadsheet
What might this address earn?Strong: built on comparable listingsOnly what you type in
What are my actual costs?Generic defaultsYour mortgage, insurance, cleaner
Break-even occupancy?SometimesYes, one formula
Can I see every step?Usually notYes, every cell
Track real months later?NoYes

Airbnb & Short-Term Rental Profit Calculator

The spreadsheet version of this guide for Excel & Google Sheets: type your numbers into the highlighted cells and the formulas do the rest. One-time $14.99, no subscription, instant download.

See the Airbnb & Short-Term Rental Profit Calculator →Buy now — $14.99All 7 templates — $49

Instant access by email after checkout via Payhip.

The Airbnb & short-term rental profit calculator is a $14.99 one-time Excel and Google Sheets file that takes nightly rate, occupancy and nights, all recurring costs (cleaning, fees, utilities, restocking) and returns net profit, margin and break-even occupancy. It is also in the $49 Complete Toolkit with six other templates. If you are weighing the same house as a normal rental, the Airbnb vs long-term rental calculator guide runs both sets of numbers side by side.

Common mistakes in Airbnb income calculations

The biggest mistake is multiplying nightly rate by 365 and a hopeful occupancy, then stopping. Gross revenue is not income.

For purchase-price returns, pair this with the cash-on-cash return calculator guide.

Step-by-step: Airbnb Profit Calculator Spreadsheet: The Formula, a Worked Example and Break-Even Occupancy

  1. Set revenue inputs. Enter nightly rate, expected occupancy % and average stay length. Label each one as an assumption and use a conservative occupancy.
  2. Compute nights, stays and gross. Booked nights = 365 x occupancy. Stays = nights / average stay. Gross = nights x rate + stays x cleaning fee.
  3. Subtract variable costs. Take the platform fee % off gross, then subtract cleaning cost and supplies for every stay, plus any management %.
  4. Subtract fixed costs. List every monthly fixed cost (mortgage or rent, tax, insurance, utilities, internet, software, reserves) and subtract 12 months of it.
  5. Find break-even occupancy. Divide annual fixed costs by net earned per booked night x 365. Compare it to the occupancy you can realistically hold.
  6. Stress-test. Rerun at occupancy 10 points lower and at the higher single-fee rate. If either turns the year negative, the deal is fragile.

Skip the setup: Airbnb & Short-Term Rental Profit Calculator

The spreadsheet version of this guide for Excel & Google Sheets: type your numbers into the highlighted cells and the formulas do the rest. One-time $14.99, no subscription, instant download.

See the Airbnb & Short-Term Rental Profit Calculator →Buy now — $14.99All 7 templates — $49

Instant access by email after checkout via Payhip.

Frequently asked questions

What is the formula for calculating Airbnb profit?

Airbnb profit equals booked nights times the nightly rate, plus stays times the cleaning fee, minus the platform fee, minus per-stay cleaning and supplies, minus 12 months of fixed costs. Booked nights are 365 times your occupancy rate, and stays are booked nights divided by average stay length.

How much profit do you make from an Airbnb?

It depends entirely on your nightly rate, occupancy and costs, so no honest single figure exists. With the assumptions in this guide ($165 a night, 62% occupancy, $2,400 a month fixed costs) one listing nets $6,827.16 a year. At 45% occupancy the same listing loses money. Run your own numbers.

How do I calculate if an Airbnb will be profitable?

Calculate break-even occupancy: annual fixed costs divided by net earned per booked night times 365. If the occupancy your market realistically supports is well above that break-even, the listing can be profitable. If it is only a few points above, one weak season can turn the year into a loss.

Are Airbnbs still profitable in 2026?

Some are and some are not; profitability is a property-level calculation, not a market-wide yes or no. Your nightly rate, occupancy, fee structure, cleaning cost and financing decide it. Model a conservative case and a 10-point-lower occupancy case before you commit. This is not financial advice.

What is the 75-55 rule in Airbnb?

It is investor shorthand with no official definition, and versions differ. A common one checks whether nearby comparable listings are about 75% booked for the next 30 days and 55% for days 30 to 60. It screens markets; it does not calculate your profit. Your own break-even occupancy does that.

What is the 80/20 rule in Airbnb?

It is a loose Pareto idea rather than an official rule: a minority of months, listings or guests often produce most of the result. Test it on your own data by sorting monthly net profit in a spreadsheet and seeing which months carry the year. Plan cash around the weak months, not the strong ones.

Is there a free Airbnb profit calculator spreadsheet?

Yes. The calculator on this page is free with no signup, and the formulas section gives cell-by-cell Excel and Google Sheets formulas you can type into a blank sheet. The paid $14.99 template adds a ready-made layout with recurring costs, margin and break-even occupancy already wired up.

What is the short-term rental loophole?

It usually refers to an IRS passive-activity rule: under IRS Publication 925, an activity is not a rental activity if the average period of customer use is 7 days or less. What that means for your taxes depends on your participation and situation, so ask a tax professional; this is not tax advice.

Sources

Roger Ramey
Written by Roger Ramey
I'm not a contractor, landlord or accountant. I build the pricing maths, and every number on this page shows its working so you can check it instead of trusting it. Watch the breakdowns on YouTube →
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